General

How P2P Lending is Revolutionizing Personal Loans and Replacing Banks

May 10th, 2015|

P2P lending was the most common form of financing and members of close-knit communities helped each other by lending to those who needed the funds. With the arrival of the internet, the community has now expanded beyond political and geographical boundaries. P2P lending is a form of financing that seems to have begun expanding in a big way 10 years […]

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How to be Frugal Without Being Cheap

April 26th, 2015|

Being careful with your hard-earned money and spending it carefully is a wise habit that will not only stretch your income but also contribute to your personal wealth when you invest your savings. This is called being frugal, but there is difference between being frugal and being cheap. Being frugal means spending enough to cover your needs and requirements and […]

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Why P2P Lending is a Better Investment

April 26th, 2015|

The advent of the internet has opened up new venues for investing other than the traditional channels of bank accounts and bonds, government certificates, stock exchange, gold and silver, and even real estate. Investors looking to invest can opt for the latest avenue in marketplace finance and that is Peer to Peer Loans or P2P loans. Lenders and borrowers can […]

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How Financial Literacy Affects Your Income, Debt and Wealth Levels

April 8th, 2015|

Financial literacy refers to your understanding of how money functions in the world. It involves the entire gamut of your personal finances beginning with the money you earn, how you spend it, the investment avenues you choose so you can plan for your future and the donations you make to help others. Being financially literate means that that you will […]

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P2P Lending:How Borrowers Get Lower Rates

March 21st, 2015|

The basic principle of peer to peer lending is simple: directly match borrowers with investors and eliminate bank in the financing process. Direct peer-to-peer lending helps borrowers get better rates and lenders get better returns. In this post, we will discuss borrowers’ benefits.

What do we mean by eliminating banks? Banks pay approx. 8% interests on fixed deposits and then lend […]

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First Post from Lending Chaupal

March 21st, 2015|

Finally, we’ve got the Lending Chaupal (LC) blog up and running! This will be a space to hear about the latest developments at LC, what we’re up to inside the company and what’s happening in peer to peer lending world.

We are going to be live in few months. We’ve got a lot of exciting plans for the next few months […]

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